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William D. Ford Government Head Mother or father In addition to Financing (Lead And Financing)

Get off Guidance: Once you graduate, stop attending or are no longer enrolled in at least 6 credit hours, you will be required to complete Exit Counseling, even if you plan to transfer to another school or return to Ivy Tech Community College in a future semester. Exit Counseling explains your responsibilities for repayment of your Direct Loan and provides information on how to manage your student loans. To complete Exit Counseling, visit and click on the “Complete Exit Counseling” link.

Repayment: Since this is a loan, you must repay the funds you borrowed along with any interest or fees that may have accrued.

There are numerous payment choices. Extent and length of your instalments depends on how far the lent and you can and therefore fees bundle you choose. To own information regarding the different fees preparations, go to .

To track down a whole reputation of your federal financing credit and you will locate your loan servicer (if the loan(s) have been allotted to a great servicer), log in to new National Education loan Analysis Program (NSLDS) from the nslds

As soon as your loan is during payment, it might be assigned to a loan servicer. You might be notified who’s maintenance the loan(s) before you enter into payment. using your FSA ID.

On the Lead Mortgage program, new You.S. Agencies off Education is the financial for the education loan. The newest Direct As well as financing program can be acquired to help you moms and dads away from an excellent established student scholar who’s entitled to financial aid. In place of the latest Head Loans for college students, regardless of if, moms and dads applying for a primary Plus Loan need to meet certain borrowing from the bank requirements.

  1. The scholar need to complete a no cost Software to own Federal Scholar Services (FAFSA) within with Ivy Tech Neighborhood College or university noted as one of the school alternatives (college password: 009917). For many who or even the pupil are required to submit any other files, those also needs to end up being examined by Financial aid Office in advance of your loan eligibility will likely be computed.
  2. To remain to using your own FSA ID. Around “Apply for Services” lick for the relationship to “Make an application for a grandfather Together with Mortgage” and you may follow the steps. Note: A credit check might be did.
  3. If your borrowing from the bank is eligible, just be sure to done a master Promissory Note (MPN). Be sure to finish the MPN on the “Mother or father Together with” loan alternative.
  4. Your information will be sent to Ivy Tech Community College, where the School funding Office will determine the maximum amount you can borrow. The Financial Aid Office will process your loan for the amount requested or the amount available, whichever is greater. Please note: if you selected the loan period for the entire academic year, your loan amount will be split in to half for fall semester and half for spring semester.

If your credit is not approved during the credit check process, you still have options if you wish to receive the online payday IN Direct PLUS Loan. You will be notified of these options after the credit check is complete or you can contact your student’s university Financial aid Office for information. If you are not able to obtain a Direct Parent PLUS Loan, your student may be eligible for additional Direct Unsubsidized Loan funds. The student should contact his/her campus Financial Aid Office for more information.

Borrowing Limitations: The amount a parent can borrow is based on the student’s enrollment, grade level and other financial aid received. Based on these factors, the Financial Aid Office will determine the maximum amount you can borrow.

You really have numerous servicers dependent on the loan background

Posting and you can Refunds: All federal student aid, including Direct PLUS Loans, must first be sent to Ivy Tech Community College to pay any outstanding tuition, fees or other applicable charges. If there are excess funds from the Direct PLUS Loan after all applicable charges have been paid, a refund will be generated. Visit for more information on the posting and refunding process.

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